PSC UK Insurance Brokers Ltd (PSCUK) are committed to protecting the privacy and security of the personal information that we process in the conduct of our business. This policy sets out how we may collect and use personal data about you.

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Our contact details
PSC UK Insurance Brokers Ltd
75 King William Street, London, EC4N 7BE
020 7645 5414
compliance@pscinsurance.co.uk

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1. Data protection principles 

PSC UK Insurance Brokers LtWhen using the term “personal data” or “personal information” in this Privacy Policy, we mean information that relates to you and from which you could be identified, either directly or in combination with other information which we may have in our possession. We will comply with data protection law and principles in respect to your personal data, which means that your personal data will be: (PSCUK) are committed to protecting the privacy and security of the personal information that we process in the conduct of our business. This policy sets out how we may collect and use personal data about you.

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• used lawfully, fairly and in a transparent way;

• that is incompatible with those purposes;collected only for valid purposes that we have clearly explained to you, and not used in any way

• relevant to the purposes we have told you about, and limited only to those purposes;

• accurate and kept up to date;

• kept only as long as necessary for the purposes we have told you about; and

• kept securely and protected.

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2. What information we collect and why we have it 

We collect personal information such as your name, address, email address and date of birth, as well as other information that relates to the risk to be insured. Bank account and payment details may also be collected to allow us to perform under the terms of our contract with you. We may also collect additional information obtained following a credit assessment or in order for a claim incident to be progressed.

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We require your personal data for communication and setting up a contractual agreement to provide products and services. Without this personal data, we will not be able to communicate with you or enter into a contractual agreement with you. This applies to both business and employment contracts.

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We may collect, store, and use the following categories of personal information about you:

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• Individual details: name, address (and proof of address), other contact details (e.g. email and telephone details), gender, marital status, family details, date and place of birth, employer, job title and employment history; 

• Identification details: identification numbers issued by government bodies or agencies depending on the country you are in, social security or national insurance number, passport number, ID number, tax identification number, driver’s licence number;

• Financial information: bank account number and account details, income and other financial information.

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We may also collect, store and use the following categories of sensitive personal information about you:

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• Health data

• Criminal convictions, including driving offences.

• Credit history and credit score, information about fraud convictions, allegations of crimes and sanctions details received from various anti-fraud and sanctions databases, or regulators or law enforcement agencies.

• Marketing data

• Details of your visits to our websites and information collected through cookies and other tracking technologies, including your IP address and domain name, your browser version and operating system, traffic data, location data, web logs and other communication data, and the resources that you access.

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1.1. How we get the information

• We obtain personal information via email from you or your intermediary, or via forms sent to you or your intermediary to complete or by telephone, or in written correspondence.

• Credit searches carried out based on the initial personal data provided will allow us to collect additional information used in orderfor usto enterinto or performas part of our contract with you.

• Individuals’ employers or trade or professional associations of which they are members

• Anti-fraud databases and other third-party databases, including sanctions lists.

• Government agencies, such as vehicle registration authorities and tax authorities; and

• Business information and research tools.

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2. How will we use and share your information? 

We will only use your personal information as the law allows We will share your information with our service providers and trading partners to assist in the administration and performance of our service to you and your insurance policy. We use a third party to securely store payment card details you may provide in accordance with industry standards.

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In order for us to conduct business and fulfil our legal, regulatory and contractual obligations, we need to perform legitimate processing of your data. Information collected by us may be shared as part of our process, with individuals as well as other organisations. Below are some of the types of organisations we may need to share personal data with: